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Thursday, December 18, 2008

Top Mistakes Made When Shopping Online

By Amy Nutt

Shopping online is something that has grown in popularity throughout the years, especially since websites have become more secure and the shopping as a whole has become a much easier experience. As a matter of fact, many people are finding that it is simply easier to just sit at their computer and plug in a credit card for the items they want. This is opposed to hopping in their car, driving to the shopping mall, and standing in lines all evening long. In other words, the online method of checking out is much more efficient than standing in a cashier?s line.

However, there are mistakes that people make when shopping online. It is very important to know what these mistakes are so that you don?t make them the next time you buy something online.

The mistakes

Now, you might be wondering what these mistakes could possibly be because the Internet is safe, right? Well, it is true that there has been technology put in place that allows the Internet to be safer when carrying out transactions. People have worried about identity theft and stolen credit card numbers for years when it comes to the Internet. But these new and improved ways of shopping online have changed.

But some things have not changed, which is what contributes to these mistakes:

? Shopping from a site that doesn?t have https:// in the address bar. You are used to seeing http://, but the https:// means that the connection is secure. This is very important when entering personal information such as a credit card number.

? Shopping from an unfamiliar site. Although someone may have said, ?You have to shop from this site.? You need to ask them if they have actually received the item. You also need to ask them if the charge was carried out correctly on their credit card. Again, make sure that the site is secure.

? Entering too much personal information is another issue. If you have a merchant asking you for your social security number, you need to hit your browser?s back button because there is no need for that. If they say it is for ?verification? purposes, that is not so. They shouldn?t be able to compare your social security number in the first place because they don?t really have access to any part of it.

? Make sure you keep an eye on the shopping cart. There are some instances in which it does not distinguish between adding something to the cart and checking out. You need to be careful because you might find yourself checking out instead of adding more items to your cart. This could result in you having to go back and do another transaction, which means additional shipping charges if you choose to use the same merchant.

These are some of the basic mistakes that can be made. In a nutshell, always be mindful of what it is you?re doing on the Internet.

Consequences

If you are wondering about the consequences that could be suffered from these mistakes, you?re looking at possible identity theft, theft of credit card numbers, money taken for an item that you never receive, and the possibility of having to pay more than what you really have to pay.

Fortunately, these consequences can be avoided by ensuring that you?re doing business with a reputable site and one that is secure. This means that you can have confidence in the company that you are doing business with. You shouldn?t have to be afraid to carry out a transaction on the Internet. By taking the right precautions you can do just that. You can have the confidence that you are going to get exactly what it is you ask for.

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